:root {
    --blue: #0b82b8;
    --blue-dark: #07608d;
    --blue-light: #17a7df;
    --yellow: #ffc425;
    --teal: #148c96;
    --green: #7aaa3a;
    --ink: #172033;
    --muted: #5d6877;
    --bg: #f6fafc;
    --panel: #ffffff;
    --line: #dfe8ee;
    --shadow: 0 18px 45px rgba(7, 96, 141, .14);
}

* {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: Arial, Helvetica, sans-serif;
    color: var(--ink);
    background: var(--bg);
    line-height: 1.6;
}

img {
    max-width: 100%;
    height: auto;
}

a {
    color: var(--blue-dark);
}

a:hover {
    color: var(--teal);
}

.container {
    width: min(1120px, calc(100% - 32px));
    margin: 0 auto;
}

.site-header {
    background: rgba(255,255,255,.94);
    border-bottom: 1px solid var(--line);
    position: sticky;
    top: 0;
    z-index: 20;
    backdrop-filter: blur(10px);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    min-height: 86px;
}

.brand img {
    display: block;
    width: 210px;
}

.site-nav {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-wrap: wrap;
    justify-content: flex-end;
}

.site-nav a {
    color: var(--ink);
    text-decoration: none;
    font-weight: 700;
    padding: 10px 14px;
    border-radius: 999px;
}

.site-nav a:hover,
.site-nav a.active {
    background: #e8f6fc;
    color: var(--blue-dark);
}

.site-nav .nav-cta,
.btn,
button.btn {
    display: inline-block;
    border: 0;
    background: var(--yellow);
    color: #21194d;
    padding: 12px 18px;
    border-radius: 999px;
    font-weight: 800;
    text-decoration: none;
    box-shadow: 0 8px 20px rgba(255,196,37,.25);
    cursor: pointer;
}

.site-nav .nav-cta:hover,
.btn:hover,
button.btn:hover {
    background: #ffd44f;
    color: #21194d;
}

.btn.secondary {
    background: var(--blue);
    color: #fff;
    box-shadow: 0 8px 20px rgba(11,130,184,.24);
}

.hero {
    position: relative;
    overflow: hidden;
    background: radial-gradient(circle at 10% 10%, #e8f9ff 0, #ffffff 35%, #eaf7fb 100%);
    padding: 72px 0;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 48px;
    align-items: center;
}

.eyebrow {
    color: var(--blue-dark);
    font-weight: 800;
    letter-spacing: .08em;
    text-transform: uppercase;
    font-size: .85rem;
}

h1,
h2,
h3 {
    line-height: 1.15;
    margin: 0 0 16px;
}

h1 {
    font-size: clamp(2.4rem, 5vw, 4.8rem);
    color: var(--blue-dark);
}

h2 {
    font-size: clamp(1.8rem, 3vw, 2.8rem);
    color: var(--blue-dark);
}

h3 {
    font-size: 1.25rem;
}

p {
    margin: 0 0 16px;
}

.lede {
    font-size: 1.2rem;
    color: var(--muted);
    max-width: 680px;
}

.hero-actions {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-top: 24px;
}

.hero-image {
    border-radius: 34px;
    overflow: hidden;
    box-shadow: var(--shadow);
    background: #fff;
}

.hero-image img {
    display: block;
    width: 100%;
    aspect-ratio: 4 / 3;
    object-fit: cover;
}

.section {
    padding: 70px 0;
}

.section.white {
    background: #fff;
}

.section.blue {
    background: linear-gradient(135deg, var(--blue-dark), var(--blue-light));
    color: #fff;
}

.section.blue h2,
.section.blue h3 {
    color: #fff;
}

.section.blue .lede {
    color: rgba(255,255,255,.86);
}

.section-heading {
    max-width: 760px;
    margin-bottom: 30px;
}

.card-grid,
.cards.three {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}

.card {
    background: var(--panel);
    border: 1px solid var(--line);
    border-radius: 22px;
    padding: 24px;
    box-shadow: 0 10px 28px rgba(23,32,51,.06);
}

.card img {
    width: 100%;
    aspect-ratio: 16 / 10;
    object-fit: cover;
    border-radius: 16px;
    margin-bottom: 16px;
}

.check-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px 24px;
    padding: 0;
    list-style: none;
}

.check-list li {
    position: relative;
    padding-left: 30px;
}

.check-list li::before {
    content: "\2022";
    position: absolute;
    left: 0;
    top: 0;
    color: var(--yellow);
    font-weight: 900;
}

.cta-band {
    background: #fff;
    border-radius: 30px;
    padding: 34px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 22px;
    box-shadow: var(--shadow);
}

/* Keeps text readable inside the white CTA bubble */
.section.blue .cta-band h2,
.section.blue .cta-band h3,
.section.blue .cta-band p,
.section.blue .cta-band .lede,
.section.blue .cta-band li {
    color: var(--ink);
}

.section.blue .cta-band .eyebrow {
    color: var(--blue-dark);
}

/* CTA Band List Styling */
.cta-band .check-list {
    margin-top: 18px;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 10px 24px;
    padding: 0;
    list-style: none;
}

.cta-band .check-list li {
    position: relative;
    color: var(--ink);
    padding-left: 30px;
    margin-bottom: 0;
}

.cta-band .check-list li::before {
    content: "\2022";
    position: absolute;
    left: 0;
    top: 0;
    color: var(--yellow);
    font-weight: 900;
}

.rate-table {
    width: 100%;
    border-collapse: collapse;
    background: #fff;
    overflow: hidden;
    border-radius: 18px;
    box-shadow: 0 10px 28px rgba(23,32,51,.06);
}

.rate-table th,
.rate-table td {
    padding: 16px;
    text-align: left;
    border-bottom: 1px solid var(--line);
}

.rate-table th {
    background: var(--blue);
    color: #fff;
}

.rate-table tr:last-child td {
    border-bottom: 0;
}

.form-card {
    background: #fff;
    padding: 28px;
    border-radius: 24px;
    box-shadow: var(--shadow);
    border: 1px solid var(--line);
}

.form-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

.form-row.full {
    grid-column: 1 / -1;
}

label {
    display: block;
    font-weight: 800;
    margin-bottom: 6px;
}

input,
select,
textarea {
    width: 100%;
    padding: 13px 14px;
    border: 1px solid #cfdce4;
    border-radius: 12px;
    font: inherit;
    background: #fff;
}

textarea {
    min-height: 140px;
    resize: vertical;
}

.notice {
    padding: 14px 16px;
    border-radius: 14px;
    margin-bottom: 18px;
    background: #e8f8ee;
    border: 1px solid #bce4ca;
}

.site-footer {
    background: #111a2b;
    color: #dbe7ef;
    padding: 46px 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr;
    gap: 28px;
}

.footer-logo {
    width: 180px;
    background: #fff;
    border-radius: 8px;
    margin-bottom: 16px;
}

.site-footer h2 {
    color: #fff;
    font-size: 1.1rem;
}

.site-footer a {
    color: #fff;
}

.copyright {
    text-align: center;
    border-top: 1px solid rgba(255,255,255,.1);
    margin-top: 34px;
    padding: 18px;
    color: #aebbc8;
}

.price {
    font-size: 2rem;
    font-weight: 800;
    color: var(--blue);
    margin: 8px 0 14px;
}

@media (max-width: 820px) {

    .header-inner,
    .cta-band {
        align-items: flex-start;
        flex-direction: column;
    }

    .site-nav {
        justify-content: flex-start;
    }

    .hero-grid,
    .card-grid,
    .cards.three,
    .footer-grid {
        grid-template-columns: 1fr;
    }

    .check-list,
    .form-grid,
    .cta-band .check-list {
        grid-template-columns: 1fr;
    }

    .hero {
        padding: 48px 0;
    }

    .section {
        padding: 48px 0;
    }
}